Credit

Credit broker how does it work?

The banking intermediary can be a broker or an agent who will work between the borrower and the credit institutions. The difference between an agent and a broker is essentially made on the mandate as explained guideducourtier.com, the broker works through a mandate of a borrower while the agent will be mandated by credit institutions to offer their financing offers. Using a broker can be very attractive for a borrower wishing to obtain a mortgage or buy back credit. The broker is a professional in his field of activity, he has a very good knowledge of financial mechanisms but also of the operating methods of banks.

A professional to negotiate attractive conditions

Young woman enjoying a cup of coffee on a rainy day

He is also informed each month of the bank’s lending criteria and conditions, this allowing him to be in permanent contact with mortgage loan offers. The broker is also in a position to obtain much more attractive conditions than what the borrower himself can negotiate. It can also be very interesting to request a broker when you have an atypical profile, the latter is able to direct the file towards the right establishment and therefore more easily obtain mortgage loan financing. It is important to specify that the broker will only be remunerated if the mortgage loan application is accepted and that the borrower signs the offer of credit contract.

Can we renegotiate consumer credit?

The renegotiation of consumer credit does not designate any financial and banking transaction on the credit market in France. Principle of credit renegotiation Renegotiation only concerns the loan …

The repurchase of mortgages can present a real interest when the rates are in sharp fall. Renegotiation, buyout: what are we talking about? We often talk about credit renegotiation which consists of …

A subject that is not necessarily pleasant to discuss, death is a stage in life that everyone has to face. The funeral can actually represent a significant expense for the family of the deceased. Nothing…

The consumer loan through a credit consolidation

The French often opt for credit, to cope with the unexpected. The latter can unfortunately accumulate, during periods of bad luck. However, we must reimburse what we owe. Whether it is buying a car, financing a wedding, working in the house or cash needs, consumer credit remains one of the best.

Your new professional activity requires the existence of a bank account. And unfortunately, you don’t have one yet. You must immediately remedy this, but only you do not know about.